Capital One Quicksilver Cash Rewards Credit Card

BEST FOR 1.5% CASH BACK

Capital One Quicksilver Cash Rewards Credit Card

Reward rate

5

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply

1.5

Earn unlimited 1.5% cash back on every purchase, every day

Intro offer

$200

Annual fee

$0

Regular APR

16.49% - 26.49% (Variable)

Recommended credit

Good to Excellent (670 - 850)

Bankrate's View

The Capital One Quicksilver Cash Rewards Credit Card is a good choice for earning cash back with no strategy required and no annual fee. The flat, unlimited cash back rate makes it handy for everyday use.

Pros

There’s a 0 percent intro APR on purchases and balance transfers for the first 15 months of card membership (16.49 percent to 26.49 percent variable APR after). 3% fee on the amounts transferred within the first 15 months.
There are multiple redemption options for rewards, including statement credit, gift cards, and more.

Cons

There are other cards on the market that offer a higher unlimited cash back rate.
Following the introductory APR period, you might find the 16.49 percent to 26.49 percent variable APR to be a bit on the high side.

Card details

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 16.49%-26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

ADDITIONAL FEATURES

Purchase intro APR
0% intro on purchases for 15 months

Balance transfer intro APR
0% intro on balance transfers for 15 months