Wells Fargo Active Cash® Card

Reward rate

Earn unlimited 2% cash rewards on purchases

Intro offer

$200 cash rewards

Annual fee


Regular APR

17.24%, 22.24%, or 27.24% Variable APR

Recommended credit

Good to Excellent (670 - 850)

If you’re not interested in keeping up with bonus categories or spending caps, the Wells Fargo Active Cash Card offers a simple solution: unlimited 2 percent cash rewards on purchases. If you’re looking for a flat-rate cash rewards card that will be valuable no matter how your budget changes, it’s hard to do better than that.
  • Has great short-and long-term value with cash rewards rate and intro APR offer.
  • There are no limits on the cash rewards you can earn and rewards never expire as long as the account is in good standing.
  • The intro balance transfer fee will jump from 3 percent to up to 5 percent after the first 120 days from account opening (min: $5).
  • The 3 percent foreign transaction fee could eat into cash rewards if you use this card abroad.
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 17.24%, 22.24%, or 27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions


Purchase intro APR
0% intro APR for 15 months from account opening

Balance transfer intro APR
0% intro APR for 15 months from account opening on qualifying balance transfers

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